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Mortgage Loans

We take the complicated out and put the joy back into home financing.

If you've got a mortgage loan before, you know the process can sometimes be challenging. But it doesn't have to be. Spirit of Texas Bank believes convenience and caring are just as important as finding you the lowest possible interest rate.

The mortgage loan process reinvented for speed and ease.

From top to bottom, we've evaluated every step of the mortgage loan process. If something could be done in one step instead of two, we've done it. First home? You've come to the right place. Experienced homebuyer? You'll wonder why you used any other mortgage lender in the past.

We get the details right today so you don't have to worry tomorrow.

At Spirit of Texas Bank we believe everything should be spelled out plainly and communicated clearly so you always know what is occurring and what is the next step.

A trusted advisor

Just like a great real estate agent, a mortgage loan officer can expertly guide you through the many different options available today. The right interest rate, payment and terms can be combined to match your financial state of life. Spirit of Texas mortgage lending officers will be with you every step of the way.

Start packing!

You'll appreciate how much we want to help get you into a new home at the best rates and most reasonable terms. Closing day is as enjoyable and exciting for us as it is for you. After all, we're your Texas neighbors.

Home improvement loans

You love your home. Now make it more valuable. The right home improvements can increase the value of your home. Ask any realtor and they will quickly tell you that sprucing up your home is worth the effort and will increase your home's value as well as its livability. We have the loans that make it possible and affordable.

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