Consumer

Vehicle Loans

We can get you anywhere you want to go

Maybe you’re looking for reliable wheels that get you from Point A to B. Or maybe you have something special in mind. Something that hauls tons of cargo or a couple kids. Something that lets you feel the freedom of the open road - or helps you explore every corner of Texas and the rest of America.
 
At Spirit of Texas Bank, we offer affordable loans for cars, SUVs, pickups, motorcycles, recreational vehicles, boats, and pretty much anything else with an engine. Even better, we offer a streamlined application experience that will have you behind the wheel – or on the water – as quickly as possible.
 
  • Financing for new and used vehicles
  • Affordable fixed rates
  • Flexible loan terms keep monthly payments under control
  • Friendly, knowledgeable lending team


Other Consumer Loans

Get over a hurdle or get closer to a dream

Sometimes life offers opportunity. Sometimes it offers challenges. And sometimes you just need extra cash to keep things right on track. At Spirit of Texas Bank, we provide affordable loans for everything from farm equipment to new appliances to major household repairs.
 
  • Affordable fixed rates
  • Flexible repayment terms
  • Ideal for consolidating higher interest debt
  • Schedule automatic payments through Online or Mobile Banking
 
 
 
 
 
 
 
 
Man with cowboy working on his tablet

Small Business Administration Lending (SBA)

Throughout the history of Spirit of Texas, business lending has been essential to helping Texans achieve their dreams. We will work to help you achieve yours!