Online Banking


Commercial Lending

We've been serving commercial business and real estate owners since we opened our doors. Our seasoned lenders take the time to learn your business, listen to your needs and come up with a lending plan. And, we do it fast.

Spirit of Texas Bank understands business ownership.

Many of our commercial lending specialists have been business owners.

Like you, we know what it means to meet payroll, take risks and adapt to the ups and downs of a constantly changing economic climate. We also know the joy of creating growth and profit from having access to the right funds at the right time.

It is our depth of business understanding that makes us unique.

Unlike any other bank you may have encountered, Spirit of Texas Bank brings considerably more to the table when helping you with commercial lending. Our culture of Texans helping Texans set us apart. Every level of our organization is based around serving the needs of business owners just like you.

Local decision making

Being Texas owned with local decision making in each market allows you to get the funding you need with the least amount of effort and worry. Getting you back to doing what you know best - running your business.

A commercial lending officer that matches your business needs

Every bank says they cater to your needs. At Spirit of Texas Bank we go a step farther. We match our commercial lending officer's background and experience with your specific industry needs. Then we build a team around that relationship to give you access to a complete lending staff focused on your specific business.

24/7/365 attention

Our commercial lending officers know that your business is non-stop and sometimes you can't wait until tomorrow. That's why our mobile phone numbers are given to you on day one. If it is important to you , it is important to us.