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Spirit of Texas Bank is a versatile financial institution with 15 branches across 3 major Texas markets. The bank provides a network of full-service branches and lending products for commercial, small business and individual customers. Spirit of Texas Bank is the top SBA lender in the state of Texas and is a leader in customer-oriented mortgage and foreign national lending services. The bank's asset quality, capital ratios and net interest margin continue to rank the organization in the top percentile compared to its peer group. 

News & Information

There is exciting news for our customers in The Woodlands area! Please click here to read about it. 

Now open! - Spirit of Texas Plaza

     We are proud to announce the     newest addition to our facilities - the Spirit of Texas Plaza. Phase one of the multi-phase project has been completed and features a three story, 24,000 square foot building that is the new home for Spirit of Texas Bank in Conroe. 

 Future phases of the project include a theater, two additional office buildings and a parking garage. All of this is a collaboration between Spirit of Texas Bank, the city of Conroe and Montgomery County.



Community Involvement

Texans Helping Texans

We continue to stay dedicated to the communitites in which we serve. Whether sponsoring an event, donating time and services to those in need or simply supporting the home team, we strive to represent the true Spirit of Texas. 

"The Angela Stanford Foundation is a non-profit organization with a mission to serve children and young adults in our community, particularly those whose families have been affected by cancer." Spirit of Texas Bank recently donated to this great cause at the 2016 Volunteers of America Texas Shootout, an LPGA tournament hosted in Irving, Texas. We wish the best of luck to Angela and her mission. Visit her website at

Recently, Spirit of Texas Bank has sponsored and presented several home buying education classes in both the Houston and Dallas/Fort Worth markets. One such class we held in partnership with Business and Community Lenders of Texas. BCL of Texas had this to say about Spirit of Texas Bank: 

"As a non-profit, BCL of Texas relies heavily on partnerships to be able to provide high-quality, comprehenvsive services for our customers. Spirit of Texas Bank has been a valuable partner for BCL of Texas, helping to educate our customers on mortgage lending and how to become a prepared borrower. Our responsibility to our customer is to build our network with lenders such as Spirit of Texas Bank, an organization whose actions continuously demonstrate their commitment to fair lending in the community."


Several Spirit of Texas Bank employees strapped on helmets to participate in the 2015 BP MS 150. The event, one of the largest of its kind in the nation, was organized by the National MS Society South Central Region. Beginning in Houston and ending in Austin, the event has raised over $18,000,000 in 2015!








Spirit of Texas Bank partnered with BCL of Texas once again to present a homebuyer fair in Irving, Texas. The fair is designed to help first-time homebuyers in the Dallas/Fort Worth metroplex become more confident, educated and prepared when making their first home purchase. 











Despite the rain, Spirit of Texas Bank participated in the extraordinary turnout of the the Rise and Shine 5K Walk and Run presented by The Rise School in Houston, Texas. The event still raised over $100,000! 








Proud Sponsor of The Texas Bucket List

Be sure to watch The Texas Bucket List sponsored in part by Spirit of Texas Bank!

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