Online Banking

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Mobile & Online Banking

Our customers are busy and don't always have the time to make a trip to the bank. That's why we are happy to offer Mobile and Online Banking solutions to help you manage your loan and deposit accounts with us. Spirit of Texas Bank Mobile makes it easy to check your balance, transfer funds, pay bills and even protect your account with our Carding Services feature which allows you to freeze or unfreeze your debit card should it be lost or stolen. Don't waste a trip to the bank when that time could be spent doing something you really enjoy. Enroll in Online Banking by calling or visiting the nearest Spirit of Texas Bank location. Then, download our app, Spirit of Texas Bank Mobile, and begin banking from the palm of your hand. 

Online Banking

Online Banking allows our customers to manage their loan and deposit accounts from any web-enabled computer or mobile device. You can view accounts to balance budgets or to ensure financial security. Transfer funds to and from you Spirit of Texas Bank accounts before making purchases. You can even pay bills using BillPay. Get started today by calling or visiting the nearest Spirit of Texas Bank location. 

Mobile Banking

The Spirit of Texas Bank Mobile App is a more convenient way for our customers to access their accounts from their mobile device. The App is perfect for those on the go. Download the App from the Apple App Store or the Google Play Store today! For more information on getting started with the Spirit of Texas Bank Mobile App click on the link below.

 

 

 

Mobile Banking Services Security

Your enrollment in the Online Service may include access to some products and services through a mobile device or via the Spirit of Texas Mobile App (“Mobile Banking Services”). By using the Mobile Banking Services, you agree to the following terms. You agree that we may send you information relative to Mobile Banking Services through your communication service provider in order to deliver them to you and that your communication service provider is acting as your agent in this capacity. You agree to provide a valid phone number, e-mail address or other delivery location so that we may send you certain information about your applicable account or otherwise related to the Mobile Banking Services. Additionally, you agree to indemnify, defend and hold us harmless from and against any and all claims, losses, liability, cost and expenses (including reasonable attorneys’ fees) arising from your provision of a phone number, e-mail address, or other delivery location that is not your own or your violation of applicable federal, state or local law, regulation or ordinance. Your obligation under this paragraph shall survive termination of the Agreement.

You understand and agree these services may not be encrypted and may include personal or confidential information about you such as your account activity or status. Delivery and receipt of information, including instructions for payment, transfer and other move money transactions, through the Mobile Banking Services may be delayed or impacted by factor(s) pertaining to your Internet service provider(s), phone carriers, other parties, or because of other reasons outside of our control. We will not be liable for losses or damages arising from any disclosure of account information to third parties, non-delivery, delayed delivery, misdirected delivery or mishandling of, or inaccurate content in, information and instructions sent through the Mobile Banking Services. Additionally, not all of the products, services or functionality described on the Site(s) and the Agreement are available when you use a mobile device. Therefore, you may not be eligible to use all the products, services or functionality described when you access or try to access them using a mobile device. We reserve the right to determine your eligibility for any product, service, or functionality. Information available via the Mobile Banking Services, including balance, transfer and payment information, may differ from the information that is available directly through the Online Banking Service and Site(s) without the use of a mobile device. Information available directly through the Online Banking Service and Site(s) without the use of a mobile device may not be available via the Mobile Banking Services, may be described using different terminology (including capitalized terms used in the Agreement or on our Site(s), or may be more current than the information available via the Mobile Banking Services, including but not limited to account balance information. The method of entering instructions via the Mobile Banking Services may also differ from the method of entering instructions directly through the Online Banking Service without the use of a mobile device. Processing of payment and transfer instructions may take longer through the Mobile Banking Services. We are not responsible for such differences, whether or not attributable to your use of the Mobile Banking Services. Additionally, you agree that neither we nor our service providers will be liable for any errors or delays in the content, or for any actions taken in reliance thereon. You are responsible for any and all charges, including, but not limited to, fees associated with text messaging imposed by your communications service provider. We are not responsible for any damages resulting from your failure to comply with any terms and conditions provided by your communication service provider or any app store.