Spirit of Texas Bank

Cowboys against a sunset background
Texans Helping Texans

There seems to be a bank on every corner these days.  At Spirit of Texas Bank, 
we do things a little bit differently.  We value you for you, not the products you purchase.
Come see why we exemplify Texans Helping Texans. 

A person's left hand is holding a mobile device, and their right hand is holding a credit card.

Debit Card Security Anytime, Anywhere

Wallets get lost, purses get stolen, and sometimes we just forget where we put our debit card last. No worries. Our mobile app, SOTB Mobile, allows you to turn your debit card on or off from wherever you are. Download SOTB Mobile today from the Apple Store or Google Play Store. 
Young couple moving into new house

Home is Calling

With interest rates at historical lows, now is a great time to consider purchasing a new home
or refinancing your current property. Our seasoned mortgage lenders are ready to offer you their
expertise and help you reach your goals. 
Find It Fast
The back of a credit card, layered over an icon of the front of a credit card.
Your financial security is important to us. Click here to learn more about card security and what to do if you believe your card has been compromised. 
Trophy icon
We are one of the top SBA lenders in the state. Find out how we can help your small business succeed. 
Learn more about SBA lending.
House icon
Looking for a new home or to refinance your current home? Interest rates are great! Let's get started today.

Graph icon
Our Treasury Management solutions allow you to focus more of your time and energy on growing your business and your bottom line. Find out how.
Icon of a white piggy bank, with a yellow coin being inserted into it.
Every bank offers accounts. We offer friendly customer service and accounts that make sense for you. Learn more about our personal accounts.
Icon of a yellow and white megaphone.
Want to be heard? Good. Your comments are important to us and we are listening.  Contact Us Now
A map on a black canvas, with white lines that connect to form routes.



Here to Serve You

We aim to make your life more convenient.

Find an ATM near you

Man with cowboy working on his tablet

Small Business Administration Lending (SBA)

Throughout the history of Spirit of Texas, business lending has been essential to helping Texans achieve their dreams. We will work to help you achieve yours! 

A bank employee is standing at a desk in front of a computer, and greeting a woman customer in line.

Why Spirit of Texas Bank? 

  • Strongly focused on customer service. 
  • World-class banking services. 
  • Firm Texas roots.

The old Spirit of Texas Bank logo, which is a gold star outlined with a gold circle.Spirit of Texas Bank Logo; which includes a gold star inside a black circle.