Spirit of Texas Bank

Welcome to the Family

We are happy to announce that Citizens State Bank has joined Spirit of Texas Bank. This partnership brings seven new branch locations in the North East Texas Region, a host of seasoned bankers, and the strength of a Texas-based bank that is dedicated to the communities it serves. From all of us at Spirit of Texas Bank, welcome to the family. 
Do you have questions? Give us a call at 1-800-989-2956. We look forward to hearing from you!

Welcome to the new sotb.com

We are happy to introduce to you our new website, featuring improved  navigation,
modern design, simple access to all of your banking products. We are confident that you will find the update refreshing
and user friendly. Of course, any one of our full-service locations is prepared to answer any questions you may have.
Welcome and thanks for visiting sotb.com.

Texans Helping Texans

There seems to be a bank on every corner these days. At Spirit of Texas Bank,
we do things a little bit differently. We value you for you, not the products you purchase.
Come see why we exemplify Texans Helping Texans. 
Find It Fast
Your financial security is important to us. Click here to learn more about card security and what to do if you believe your card has been compromised. 
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We are one of the top SBA lenders in the state. Find out how we can help your small business succeed. 
Learn more about SBA lending.
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Looking for a new home or to refinance your current home? Interest rates are great! Let's get started today.
 
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Our Treasury Management solutions allow you to focus more of your time and energy on growing your business and your bottom line. Find out how.
Every bank offers accounts. We offer friendly customer service and accounts that make sense for you. Learn more about our personal accounts.
Want to be heard? Good. Your comments are important to us and we are listening.  Contact Us Now

55,000+

ATMS

Here to Serve You

We aim to make your life more convenient.

Find an ATM near you

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Small Business Administration Lending (SBA)

Throughout the history of Spirit of Texas, business lending has been essential to helping Texans achieve their dreams. We will work to help you achieve yours! 
 

Why Spirit of Texas Bank? 

  • Strongly focused on customer service. 
  • World-class banking services. 
  • Firm Texas roots.